Frequently Asked Questions

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It depends if the mold came from a named peril. If the mold was discovered as being there previously, usually it is not covered unless there is an endorsement on the home insurance policy.

Yes, The Home Insurance Agency can write investment properties.

The Home Insurance Agency can check to see if your house is in a flood zone based on flood maps. They can also get you a guaranteed rate.

Every home insurance policy covers hurricane. Review your policy to check if there is a hurricane deductible.

Hazard insurance is another terminology for home insurance. The home insurance agency can give you a free quote.

An H06 policy is insurance for covering your condo or co-op.

An HO3 home insurance policy is a home insurance policy that will cover your primary residence.

The Home Insurance Agency has access to flood maps and can find out quickly if your home is in a flood zone. They can also get you a guaranteed flood insurance rate as well.

The Home Insurance Agency will match you up with the insurance company that has the best home and auto insurance coverages and prices for your needs.

There is no best company for everyone, but companies that are better than others based on your circumstances. The Home Insurance Agency will match you up with the company that has the best coverage and rates for your needs.

You can access homeowners insurance through an independent insurance agent. An independent insurance agent has access to multiple insurance carriers and will be able to match you up with the company with the best coverage and rate for you.

You can pay for homeowners insurance by calling the insurance company’s billing phone number or going onto their website. You can also call your independent insurance agent and pay the bill through them.

Homeowners insurance should cover your house against the popular named perils and your own personal liability. Some of the perils include fire, lightning, hail, wind storm, vandalism, malicious mischief, pipe freeze, pipe burst, liability, etc.

Yes, homeowners insurance can be canceled by calling your independent insurance agent or calling the insurance company’s customer service phone number listed on your policy.

Yes. If you have a mortgage, the bank will pay for homeowners insurance. You can elect to pay for the home owners insurance yourself, but you will have to notify your financial institution.

No, homeowners insurance is not tax-deductible.

The cost of homeowners insurance can vary greatly because of many different scenarios. Call the Home Insurance Agency to get your free quote to see what is the best price and coverage to your unique situation.

One should get home insurance before closing on your house or if you own a house already.

Homeowners insurance gives coverage for your personal liability and against named perils such as fire, lightning, hail, wind storm, vandalism, malicious mischief, pipe freeze, pipe burst, liability, etc.

Yes, it is highly recommended to get homeowners insurance. Financial institutions mandate getting homeowners insurance if you have a mortgage.

Homeowners insurance covers you against popular named perils. If you have a loss, your homeowners insurance policy will cover you.

A homeowners insurance policy will covers you for fire, lightning, hail, wind storm, vandalism, malicious mischief, pipe freeze, pipe burst, liability, etc.

Homeowners insurance gives you coverage on your home against named perils in a policy.

If you need a home insurance, Home Insurance Agency is the best choice for you!

Call Home Insurance Agency (917) 636-9134